美國(guó)兩家大銀行最新發(fā)布的季報(bào)顯示，得益于住房市場(chǎng)回暖帶動(dòng)信貸質(zhì)量改善，利潤(rùn)增長(zhǎng)好于預(yù)期，但兩家銀行高管都預(yù)計(jì)業(yè)績(jī)高增長(zhǎng)將在政策福利效應(yīng)減弱中結(jié)束，摩根大通已經(jīng)通過(guò)減少員工薪酬來(lái)應(yīng)付經(jīng)營(yíng)下降風(fēng)險(xiǎn)。
The bank has cut compensation per employee at its investment bank by 6.9% so far this year，roughly matching a decline of 7% in revenue for the business through the first nine months of the year.
今年迄今，摩根大通銀行已經(jīng)將其投資銀行部門(mén)雇員的平均薪酬下調(diào)了6.9%，此舉可抵該銀行投資銀行部門(mén)今年前9個(gè)月7%的營(yíng)收下滑。(《華爾街日?qǐng)?bào)》)
The largest U.S. bank by assets has allocated $7 billion in compensation for the unit year to date，down 9% from a year earlier. On average，J.P.Morgan has earmarked $269，703 in compensation per investment banking employee so far in 2012，down from $289，611，a year ago.
這家美國(guó)資產(chǎn)規(guī)模最大的銀行今年迄今共撥備了70億美元用于支付雇員薪酬，較上年同期的77億美元下降9%。平均來(lái)說(shuō)，2012年迄今，摩根大通為每個(gè)投資銀行部門(mén)雇員撥備的薪酬為26.9703萬(wàn)美元，低于上年同期的28.9611萬(wàn)美元。(《華爾街日?qǐng)?bào)》)
Earlier this week，New York State Comptroller Thomas DiNapoli projected that the securities industry‘s cash bonus pool would fall for the second straight year.
本周早些時(shí)候，紐約總審計(jì)長(zhǎng)迪拿波里預(yù)期證券行業(yè)的現(xiàn)金紅利池將可能連續(xù)第二年下降。他表示，包括紅利在內(nèi)，紐約州證券行業(yè)雇員在2011年獲得的平均薪酬為36.2950萬(wàn)美元，該數(shù)據(jù)較上年仍增長(zhǎng)0.5%，這是紐約地區(qū)主要行業(yè)雇員的最高平均薪酬。(MarketWatch)
Wells Fargo & Co.’s (WFC) third-quarter profit jumped 22% as the nation‘s fourth-largest bank by assets saw revenue and mortgage income pop，while credit strengthened.
美國(guó)第四大銀行富國(guó)銀行發(fā)布的財(cái)報(bào)顯示，得益于營(yíng)收與抵押貸款收入的大幅增長(zhǎng)，以及信貸質(zhì)量的持續(xù)改善，其第三季凈盈利增長(zhǎng)22%。但富國(guó)銀行同時(shí)表示，目前的經(jīng)濟(jì)和低利率環(huán)境仍然對(duì)銀行業(yè)的盈利前景構(gòu)成挑戰(zhàn)。(道瓊斯)
“Underlying credit quality continued to show improvement in the third quarter，as the overall financial condition of businesses and consumers strengthened，the housing market in many areas of the nation improved，and we continued to work to reduce problem assets and make new，high quality loans，”Chief Risk Officer Mike Loughlin said.
該行(富國(guó))首席風(fēng)險(xiǎn)官麥克-洛克林表示：“隨著企業(yè)和消費(fèi)者整體財(cái)務(wù)狀況的加強(qiáng)，以及多個(gè)地區(qū)住宅市場(chǎng)的改善，我們的信貸質(zhì)量持續(xù)顯示出改善跡象。我們將繼續(xù)努力削減問(wèn)題資產(chǎn)，并發(fā)放新的高質(zhì)量貸款。”(道瓊斯）